This Cigna rehab guide provides information on the coverage for substance abuse treatment offered by Cigna health insurance, including how to check the benefits available under your particular plan.

Read on and discover how to obtain addiction treatment from rehabs that take Cigna insurance.

To skip ahead to a free insurance coverage check, click here.

Does Cigna Cover Rehab?

Cigna health insurance provides coverage for a variety of treatments and services aimed at substance use disorders, depending on the treatment facility and your chosen policy.

Treatments covered by Cigna typically include:

• Detoxification: Cigna detox is a medically supervised process to safely manage withdrawal symptoms.
• Inpatient rehab: Inpatient Cigna rehab programs offer a place to live while receiving comprehensive treatment and support.
• Outpatient programs and intensive outpatient programs): Treatment in these programs is less intensive than inpatient care, allowing people to live at home while receiving care at rehabs that accept Cigna.
• PHPs (partial hospitalization programs): PHPs offer a middle ground between inpatient and outpatient care, with structured treatment during the day.
• Treatment for mental health and co-occurring disorders: Those with addictions and co-occurring mental health disorders may qualify for treatment at Cigna rehab centers.
• Medications for addiction treatment: Including medications to manage addiction and cravings.

All plans, except those grandfathered, are required by ACA (Affordable Care Act) to offer coverage for substance use disorder and mental health services. Beyond this, providers cannot impose limits on the amount of treatment covered for substance use or mental health.

The coverage specifics, including whether a provider is in-network or out-of-network, will depend on your individual plan.

To check if you have alcohol or drug rehab Cigna coverage, verify your insurance benefits with our free insurance coverage check, or by calling your provider.

How to Find a Good Rehab Covered by Cigna

Finding Cigna alcohol rehab centers or drug rehab centers calls for some research and due diligence. Here are steps to guide you through the process:

• Understand your coverage: Begin by getting a clear understanding of your Cigna health insurance plan. Review your benefits to learn what types of substance abuse treatments are covered, including inpatient, outpatient, Cigna alcohol detox or drug detox, and therapy services or medications.
• Search for accredited facilities: Look for rehab centers that are accredited, as this ensures that they meet certain standards of care and professionalism. Accredited facilities are more likely to provide high-quality, evidence-based treatment.
• Verify insurance acceptance: Once you have a list of potential rehab centers, contact them to verify that they accept Cigna insurance. This can help narrow down your options to those which are financially feasible.
• Consider specialized programs: If you have specific needs, such as co-occurring mental health disorders, look for facilities that offer specialized programs tailored to those needs.
• Contact admissions teams: Reach out to the admissions teams of the rehab centers you’re considering. They can provide a free insurance coverage check and cost breakdown, making it easier to understand your financial responsibilities and what services are covered under your plan.
• Ask about aftercare: Recovery doesn’t end with detox or initial treatment. Inquire about aftercare planning and support, as ongoing care is crucial for long-term sobriety.
• Make the call: Call the facility’s admissions team. They can answer your questions, check your insurance coverage, and help you take the first step toward recovery.

By following these steps, you can find a rehab facility that not only meets your recovery needs but is also covered by your Cigna health insurance plan, ensuring a smoother and more accessible path to sobriety.

Will a Parent’s Cigna Policy Cover Children Up to Age 26?

Yes, under ACA (Affordable Care Act), a parent’s Cigna health insurance plan can cover a child up to the age of 26. This provision allows young adults to remain on their parent’s health insurance plan, which can include coverage for substance abuse treatment and other essential health benefits, providing vital support during early adulthood.

Get Premier Cigna-Covered Rehab at California Detox

If you need Cigna drug rehab or Cigna alcohol rehab, we provide immersive and effective inpatient treatment programs at California Detox. We are also happy to work with insurance providers like Cigna to ensure that you get the care you need to recalibrate your life.

Our drug and alcohol detox program enables you to address physical dependence with access to medications and continuous clinical care. Detox services are covered by Cigna insurance. After a week or so, you can move into ongoing inpatient treatment.

For those with severe addictions or co-occurring mental health disorders, inpatient rehab is normally deemed medically necessary and covered by health insurance. Treatments at California Detox are individualized and may include:

• Medication-assisted treatment
• Motivational therapies
• Talk therapies
• Individual counseling
• Group therapy
• Holistic therapy
• Family therapy
• Aftercare planning

Call California Detox at 949.694.8305 and access Cigna rehab in Laguna Beach, California.